Townhomes under $900K in the GTA
Search live MLS listings for townhouses under $900,000 across the GTA. Freehold and condo townhomes in Toronto, Peel, York, Durham, and Halton.
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The townhouse is the GTA’s great compromise — more space and often a yard compared to a condo, at a price meaningfully below detached. Under $900,000 the market is genuinely active: freehold towns in Brampton, Ajax, Whitby, and Oshawa, condo townhomes across Mississauga and Scarborough, and stacked towns in newer Vaughan and Markham communities.
The key distinction to understand is freehold versus condo townhouse. Freehold means you own the structure and land outright with no monthly fees, but you handle all maintenance. Condo townhomes carry monthly fees that typically cover exterior upkeep, snow, and sometimes water — the fee isn’t "wasted" money, but it does affect your monthly affordability, so compare total monthly cost, not just list price. Stacked townhomes (two-storey units stacked on each other) are the most affordable entry but live more like large condos.
Location strategy matters at this price point. Durham Region generally offers the newest freehold stock under $900K; Brampton and northeast Mississauga sit in the middle; Toronto proper mostly means condo townhomes at this budget. Below are live townhouse listings under $900K across the GTA — or describe your specific needs and let the AI narrow it to areas that fit your commute.
Frequently asked questions
Can I really find a townhouse under $900K in the GTA?
Yes — Durham Region, Brampton, and parts of Mississauga, Vaughan, and Scarborough all have active townhouse inventory under $900K, in both freehold and condo forms. The listings on this page are live MLS data.
What’s the difference between freehold and condo townhomes?
Freehold means you own everything with no monthly fee but handle all maintenance. Condo townhomes charge monthly fees that cover exterior maintenance and shared amenities. Compare total monthly cost when deciding.
Which areas have the best townhome value?
Durham (Ajax, Whitby, Oshawa) generally offers the newest freehold townhomes per dollar. Brampton and Milton follow closely. Inside Toronto, condo townhomes in Scarborough and North York are the realistic play under $900K.
Can I filter for a garage or extra bedrooms?
Yes — tell PropSmart things like "3 bed townhouse with a garage under $900K near a GO station" and it applies all of it at once against live listings.
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